HumbleDollar.com and JonathanClements.com are owned and operated by Jonathan Clements LLC. The information provided is for educational purposes only. This site is not engaged in rendering legal, financial or other professional services. If visitors require expert assistance or legal advice, a competent professional should be consulted. While the site endeavors to ensure that the content is timely and accurate, it makes no representations or warranties with respect to the accuracy or completeness of the contents. This site specifically disclaims any responsibility for any liability, loss or risk, personal or otherwise, which is incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this site.

HumbleDollar generates revenue by running advertisements served up by Google AdSense. This site is also a marketing affiliate of Amazon, so we make a little money if you click on this site’s Amazon links and then purchase books or other merchandise. Similarly, assuming you click through from links on this site, we receive a referral fee if you sign up with robo-advisors Betterment, FutureAdvisor or Personal Capital, open an account at discount brokers TD Ameritrade or TradeKing, use H&R Block or TurboTax, subscribe to The New York Times or make a purchase from Barnes & Noble. Our criteria in selecting affiliates: We pick firms whose products we already use or we would be happy to recommend to friends and family.

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